Rates As Of:
April 7th, 2026
Interest-Bearing Checking Accounts
| Premium Checking | ||
|---|---|---|
| Minimum Balance | Interest Rate | APY* |
| 0 - $2,499.99 | 0.00% | 0.00% |
| $2,500 - $24,999.99 | 0.01% | 0.01% |
| $25,000 - $49,999.99 | 0.01% | 0.01% |
| $50,000 and over | 0.01% | 0.01% |
*Annual Percentage Yield. Fees may reduce earnings.
Savings Accounts
| Traditional Savings | ||
|---|---|---|
| Minimum Balance | Interest Rate | APY* |
| None** | 0.03% | 0.03% |
| Home Owner's Savings | ||
|---|---|---|
| Minimum Balance | Interest Rate | APY* |
| None** | 0.03% | 0.03% |
| Money Market | ||
|---|---|---|
| Minimum Balance | Interest Rate | APY* |
| 0 - $2,499 | 0.01% | 0.01% |
| $2,500 - $9,999 | 0.03% | 0.03% |
| $10,000 - $24,999 | 0.05% | 0.05% |
| $25,000 - $49,999 | 0.10% | 0.10% |
| $50,000 - $99,999 | 0.15% | 0.15% |
| $100,000 - $249,999 | 0.20% | 0.20% |
| $250,000 - $499,999 | 0.25% | 0.25% |
| $500,000 and over | 0.30% | 0.30% |
*Annual Percentage Yield. Fees may reduce earnings.
**No service charge with $100 minimum daily balance.
Certificates of Deposit
| Minimum Balance | Interest Rate | APY* | |
|---|---|---|---|
| 12 Month College Saver CD | $250 | 3.35% | 3.40% |
| 3 Year College Saver CD | $250 | 2.86% | 2.90% |
| 7 Month No Penalty CD Special | $10,000 | 3.40% | 3.45% |
| 9 Month CD Special | $10,000 | 3.35% | 3.40% |
| 13 Month CD Special | $10,000 | 3.15% | 3.20% |
3 Month Certificate | $500 | 0.35% | 0.35% |
| 6 Month Certificate | $500 | 0.50% | 0.50% |
| 1 Year Certificate | $500 | 1.24% | 1.25% |
| 1 1/2 Year Certificate | $500 | 1.29% | 1.30% |
| 2 Year Certificate | $500 | 1.34% | 1.35% |
| 2 1/2 Year Certificate | $500 | 1.39% | 1.40% |
| 3 Year Certificate | $500 | 1.49% | 1.50% |
| 4 Year Certificate | $500 | 1.54% | 1.55% |
*Annual Percentage Yield. Fees may reduce earnings.
Individual Retirement Accounts (IRA)
| Minimum Balance | Interest Rate | APY* | |
|---|---|---|---|
| 2 Year Variable | $500 | 1.34% | 1.35% |
| 4 Year Variable | $500 | 1.54% | 1.55% |
| 1 Year Fixed | $500 | 1.24% | 1.25% |
| 2 Year Fixed | $500 | 1.34% | 1.35% |
| 3 Year Fixed | $500 | 1.49% | 1.50% |
| 4 Year Fixed | $500 | 1.54% | 1.55% |
| 7 Month No Penalty | $10,000 | 3.40% | 3.45% |
| 9 Month CD Special | $10,000 | 3.35% | 3.40% |
| 13 Month CD Special | $10,000 | 3.15% | 3.20% |
*Annual Percentage Yield. Fees may reduce earnings.
Current Prime Rate 6.75%
