Skip to Content

Welcome to The Peoples Community Bank

We are excited for you to visit our new website and use our new online & mobile banking platform. Click "learn more" for information related to our new digital banking platforms OR contact our call center at (608) 795-2120.

Retirement Accounts

Start Saving For Retirement

Traditional IRA

Investment options included a 1-, 2-, 3-, and 4-year fixed rate or a 2- or 4-year rate variable rate. All account types require a $500 minimum balance to open and obtain the Annual Percentage Yield (APY). Interest is paid monthly and is adjusted on the 1st of each month for variable rate products. Interest rate protection is further enhanced with a special Flex Option, enabling the account holder to switch from a fixed to a variable rate, or vice versa, during the term of deposit without extending the maturity date.

Both the interest rate and APY are updated daily and reflect today's date. An early withdrawal penalty may invade principal.

Minimum BalanceInterest RateAPY*
2 Year Variable$5000.20%0.20%
4 Year Variable$5000.35%0.35%
1 Year Fixed$5000.20%0.20%
2 Year Fixed$5000.25%0.25%
3 Year Fixed$5000.30%0.30%
4 Year Fixed$5000.35%0.35%

Roth IRA

Investment options included a 1-, 2-, 3-, and 4-year fixed rate or a 2- or 4-year rate variable rate. All account types require a $500 minimum balance to open and obtain the Annual Percentage Yield (APY). Interest is paid monthly and is adjusted on the 1st of each month for variable rate products. Interest rate protection is further enhanced with a special Flex Option, enabling the account holder to switch from a fixed to a variable rate, or vice versa, during the term of deposit without extending the maturity date.

Both the interest rate and APY are updated daily and reflect today's date. An early withdrawal penalty may invade principal.

Minimum BalanceInterest RateAPY*
2 Year Variable$5000.20%0.20%
4 Year Variable$5000.35%0.35%
1 Year Fixed$5000.20%0.20%
2 Year Fixed$5000.25%0.25%
3 Year Fixed$5000.30%0.30%
4 Year Fixed$5000.35%0.35%

PCB Investment Center

PCB Retirement and Investment Management will help you define and implement a suitable financial plan for your specific situation.

Current Rates

See the rates for our Individual Retirement Accounts (IRAs).