Pay a Person (P2P)
Pay a Person makes it easy to send or receive money with other individuals using just their cell phone number or email address - anytime, anywhere. Whether you’re paying a babysitter, splitting a bill with a friend, or sending money to a family member, transfers are quick and convenient through online or mobile banking.
How It Works - Online Banking:
- Log into online banking on your computer or through The Peoples Community Bank mobile app (details below).
- Send or request money by simply entering the individual's cell phone number, email address or account number.
- Sending Money: A text or email will be sent to the recipient. He/She can accept the incoming funds by inputting and verifying his or her account information.
- After a successful transfer, your contacts will be saved in an address book for future use.
How It Works - Mobile Banking:
- Open your Peoples Community Bank App and select Pay Bills and Pay a Person from the side menu
- Select I want to... from the top left
- Select Pay a Person
- Enter the phone number or email address of the person you wish to transfer funds
- Verify the details and confirm the payment.
Features:
- Unlimited Person-to-Person transfers.
- This process takes about 3-5 business days.
- For security reasons, access to P2P and A2A transfers must be set up by your Personal Banker. Transfers are initially limited to $500. If you’d like to permanently increase your limit, simply contact your Personal Banker and they’ll be happy to assist.
Transfer Between My Accounts
This feature allows you to transfer money to/from accounts that are in your name at other financial institutions.
Features:
- This process works via Automatic Clearing House (ACH) and takes 3 to 5 business days
- Unlimited incoming A2A transfers to your accounts at The Peoples Community Bank without service charge
- For security reasons, access to P2P and A2A transfers must be set up by your Personal Banker. Transfers are initially limited to $500. If you’d like to permanently increase your limit, simply contact your Personal Banker and they’ll be happy to assist.
