Skip to Content

Welcome to The Peoples Community Bank

We are excited for you to visit our new website and use our new online & mobile banking platform. Click "learn more" for information related to our new digital banking platforms OR contact our call center at (608) 795-2120.


Leasing Options For Your Business

Equipment Leasing 


Unlike the past, businesses today can get all their equipment leasing needs met at their local bank. Our leases are relationship based, not transaction based. No longer are there large fees and penalties around each corner. Businesses are treated fairly. 

Leasing through your local bank makes sense. Local banks are at the forefront of providing businesses with capital to grow and expand. Leasing builds on our commitment to provide you with the financial tools you need to succeed.

80% of all businesses use equipment leasing today to acquire equipment, and almost any type of equipment qualifies for a lease. If your business is considering a lease for equipment, talk with one of our commercial or ag lenders about the common sense options available.

Tax Lease vs. Capital Lease

A tax lease is structured to provide the leasing company with equipment ownership, and along with it all depreciation benefits.
In return, your lease payments are fully deductible. The documentation for a tax lease is designed to conform to all related guidelines.

A capital lease, also known as a finance lease, is structured to pass all ownership benefits to you including depreciation. Only the interest portion of your lease payment is deductible, along with your depreciation expense. Such leases commonly have a $1.00 purchase option at expiration.

For counsel and guidance, we recommend you discuss your specific situation with your tax advisor to assess which lease best fits your needs.

Leasing Options

The popularity and growth in leasing is in large part due to the wide variety of available lease options. These include:

  • 100% Financing. No down payment required
  • Variable payment terms for seasonal customers
  • Most leases can be structured to meet tax objectives
  • Fixed rate for the lease term

Real Advantage of Leasing with The Peoples Community Bank

We know you, and we know your business. We already have an established, trusted business relationship, and we understand your objectives when you lease. Unlike other traditional leasing companies, we never charge termination or prepayment penalties should you need flexibility during the term of your lease. In addition, coordinating all your banking and equipment financing activity with one bank is convenient and saves you valuable time.

Thinking of Leasing? Contact Us Today!

If you are considering an equipment lease, either now or in the future, contact us. As your local bank, we can show you how to best structure a lease to fit your needs and meet your goals.