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Welcome to The Peoples Community Bank

We are excited for you to visit our new website and use our new online & mobile banking platform. Click "learn more" for information related to our new digital banking platforms OR contact our call center at (608) 795-2120.

Checking Accounts

Simply Good Checking

An account with no monthly maintenance fees and no minimum balance requirements to open. Enjoy surcharge-free ATM transactions at over 32,000 ATMs nationwide, a MasterCard debit card with no annual fee and technology for seamless banking while you’re on the go. We call that Simply Good Banking!

Premium Checking

An interest-bearing account offering unlimited check writing and access to over 32,000 surcharge-free ATMs nationwide.

Comparison Chart

FeaturesSimply Good CheckingPremium Checking
Best if you want

A paperless account

An account that pays interest with unlimited check writing
Balance to Open$0$0
Does account pay interestNoInterest paid on balances > $2,500; compounded monthly
MasterCard Debit Card*IncludedIncluded
ATM MoneyPass® AccessIncludedIncluded
Online BankingIncludedIncluded
Online Bill PayIncludedIncluded
E-StatementsIncludedIncluded
Online check imagesIncludedIncluded
Mobile & Text BankingIncludedIncluded
Mobile check depositAvailable upon approvalAvailable upon approval
Mobile P2P paymentsIncludedIncluded
Mobile A2A paymentsIncludedIncluded

Finance Manager  (personal financial management tool)

IncludedIncluded
FDIC InsuranceUp to $250,000 per depositorUp to $250,000 per depositor
Supply of checksNoNo
Overdraft Sweep Transfer (OD/Sweep TRF)**Available with feeAvailable with fee
Personal Reserve Account (overdraft protection)*Available with annual feeNo

*Subject to credit approval.
**$2.00 Overdraft Sweep Transfer from Savings or Checking (Each sweep transfer counts toward one of the six electronic transfers allowed per statement cycle).

For current rate information click here or call 1-800-795-2151.

  • Simply Good Checking: This is an account with no monthly maintenance fees and no minimum balance requirements to open. It provides surcharge-free ATM transactions at over 32,000 ATMs nationwide and a MasterCard debit card with no annual fee. Paper statements are available for $2.00 per statement cycle.
  • Premium Checking: This is an interest-bearing account that offers unlimited check writing with no per item fee, a no annual fee MasterCard debit card* and more! The flat service charge of $9.95 can be waived if a balance of $2,500 or greater is maintained throughout a statement cycle. Interest is earned on balances of $2,500 or more and is paid and adjusted monthly based on current market conditions. Both the interest rate and Annual Percentage Yield (APY) may change after opening the account. There is a $2.00 fee for paper statements only if online banking is a service selected and you elect not to receive online statements. Fees may reduce earnings.
  • *Subject to credit approval. $2.00 non-network ATM fee per withdrawal after first 2 non-network ATM withdrawals per statement cycle.

Current Deposit Rates

See the rates for our interest-bearing accounts.