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Business Deposit Accounts

Checking & Savings For Your Business

Small Business Checking

Uncomplicated and easy to manage, this account offers smaller merchants, businesses and agri-business customers up to 150 checks or debit items per month with no per item fee.

No minimum balance is required to open. A minimum daily balance of $500 is required to waive the $7.50 monthly service fee and a per item fee of $0.25 is assessed when the number of checks or debit items exceed 150 per month.

  • No minimum balance required
  • Free Online Banking w/ mobile access
  • Free Online Bill Pay
  • Check images returned with monthly statement
  • 24/7 Telephone Banking

Commercial Checking

This account is designed for partnerships or corporations who do not qualify for Small Business Checking. Commercial Checking implements a monthly account activity analysis and an earnings credit based on the average of rates from the previous month's 13-week Treasury Bill auctions.

Simply stated, we calculate the cost of services you use and offset that cost with a credit based on the average collected balance in the account during the month. We then calculate the average balance necessary to cover monthly account activity costs and average uncollected funds.

Fees & Charges:

  • Monthly account maintenance charge: $11.50
  • Per debit item charge: $0.07
  • Per ACH deposit item charge: $0.07
  • Per deposit item charge: $0.61

Money Market

Get check writing privileges and a tiered interest rate that is paid monthly. Up to six withdrawals per month may be made via check, debit card, automatic withdrawals, telephone transfers, or drafts. Unlimited withdrawals or transfers can be made in person. Unlimited deposits are permitted at any time. The minimum balance required to open and obtain the Annual Percentage Yield (APY) is $500. This account will be converted to a regular checking account if these limitations are exceeded.

Current Deposit Rates

See the rates for our interest-bearing accounts.